American Capital ExpressAMERICANCAPITAL EXPRESS
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American Capital Express — Fast Working CapitalQuick App · 3 minutes

Get the Best Rate on Your Next Loan

Choose your funding type and answer only the questions that matter for that program. No 40-page application. No wasted time.

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Repay over
2 – 25 years
Loan amounts
$5,000 – $50M
Interest rates from
5.00%

What kind of funding do you need?

Pick a program — the application adapts to it.

Real Estate Investor

DSCR Rental LoanQualify on the property's rent — no tax returns, no personal DTI.$75k – $5MApply Fix & FlipPurchase plus rehab, funded fast, with draws on your schedule.$100k – $3MApply Hard Money / BridgeShort-term, asset-based capital when speed beats paperwork.$100k – $10MApply Ground-Up ConstructionLand plus vertical construction with draw-based funding.$250k – $10MApply Rental Portfolio LoanBlanket financing across 5+ doors in one closing.$500k – $25MApply

Commercial Real Estate

Commercial PurchaseAcquisition financing for income-producing commercial assets.$250k – $50MApply Commercial RefinanceLower the rate, pull cash out, or clear a maturing note.$250k – $50MApply Multifamily5+ unit apartment financing, agency and bridge options.$500k – $50MApply

SBA

SBA 7(a)The flexible SBA workhorse — acquisition, working capital, real estate.$50k – $5MApply SBA ExpressFaster SBA turnaround for smaller working-capital needs.$25k – $500kApply SBA 504Owner-occupied real estate and heavy equipment with low down payment.$150k – $15MApply

Business Funding

Business Credit Cards0% intro-rate card stacking — unsecured revolving capital on personal credit.$25k – $250kApply Business Term LoanFixed payments, fixed term, funds in days not months.$25k – $2MApply Business Line of CreditDraw what you need, pay interest only on what you use.$10k – $1MApply Equipment FinancingThe equipment secures the loan — preserve your cash.$10k – $5MApply Working Capital / Revenue AdvanceRevenue-based funding with approvals in as little as 24 hours.$10k – $2MApply Invoice FactoringTurn unpaid B2B invoices into cash today.$25k – $10MApply

Why brokers beat banks

We shop the market

We're independent — free to compare competing lenders instead of selling one bank's product.

Fast, focused approvals

Because we only ask for what your program requires, files move to term sheet faster.

One point of contact

From first question to closing table, you work with the same person the entire way.